Top 10 Government Stocks Under 100 Rs. In 2025

✅ Disclaimer:

Stock prices are indicative and based on June 2025 data. Do your own research (DYOR) and consult with a financial advisor before investing.

Introduction

Investing in the stock market doesn’t always require big capital. Some of the best-performing government companies are still available under ₹100 per share, making them a great entry point for new investors and value seekers alike. In this article, we will explore the top 10 government stocks under 100 in 2025, highlighting their sectors, fundamentals, potential, and risks — everything you need to make an informed decision.

🧠 Why Invest in Government Stocks?

Government-owned companies, also known as Public Sector Undertakings (PSUs), have the following advantages:

Backed by the Government of India
Stable operations and dividends
Strategic sectors (Railways, Energy, Defense)
Higher trust among retail investors

In 2025, investors are increasingly eyeing the top 10 government stocks under 100 due to their affordability and long-term value.

💸 Benefits of Stocks Under ₹100

Here’s why budget stocks can be powerful:

Low Entry Point: Buy more shares with less capital
High Growth Potential: Price appreciation can be significant
Dividends: Many PSU stocks pay steady dividends
Lower Risk Per Unit: Downside is relatively capped

Let’s explore the top 10 government stocks under 100 that you should consider this year.

🏆 Top 10 Government Stocks Under 100 Rs. in 2025

1. IRFC – Indian Railway Finance Corporation

CMP: ₹89 – ₹95
Sector: Railway Financing
Why Buy: Monopoly in financing Indian Railways, consistent profits
Dividend Yield: ~2.5%
Official Website: irfc.co.in

✅ A favorite among long-term investors. Low debt, high ROE, and part of India’s massive rail infrastructure plans.

2. HUDCO – Housing & Urban Development Corporation

CMP: ₹85 – ₹95
Sector: Housing Finance
Why Buy: Boost from Pradhan Mantri Awas Yojana, rural housing initiatives
Dividend Yield: ~5%
Official Website: hudco.org.in

HUDCO remains one of the strongest contenders in the top 10 government stocks under 100 list for 2025.

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3. NHPC – National Hydroelectric Power Corporation

CMP: ₹75 – ₹85
Sector: Renewable Energy
Why Buy: Government’s push for clean hydro energy
Dividend Yield: ~3–4%
Official Website: nhpcindia.com

With its strong presence in clean energy, NHPC is a low-risk, dividend-paying stock.

4. SJVN – Satluj Jal Vidyut Nigam

CMP: ₹70 – ₹80
Sector: Power Generation
Why Buy: Rapid expansion in solar and wind power projects
Dividend Yield: ~4–5%
Official Website: sjvn.nic.in

SJVN is a rising star in renewable power among the top 10 government stocks under 100.

5. NBCC – National Buildings Construction Corporation

CMP: ₹60 – ₹75
Sector: Construction & Infra
Why Buy: Major government redevelopment contracts
Dividend Yield: ~2%
Official Website: nbccindia.in

NBCC’s unique status as a PSU infra developer makes it an excellent mid-to-long-term hold.

6. RITES Ltd – Rail India Technical and Economic Service

CMP: ₹95 – ₹99
Sector: Rail Consultancy
Why Buy: Strong balance sheet, no debt, global projects
Dividend Yield: ~4%
Official Website: rites.com

RITES is often considered the most financially sound company among the top 10 government stocks under 100.

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7. MMTC – Metals and Minerals Trading Corporation

CMP: ₹50 – ₹60
Sector: Trading (Gold, Metals)
Why Buy: Government’s designated gold importer
Dividend Yield: ~1%
Official Website: mmtclimited.com

MMTC has speculative value and performs well during commodity booms.

8. BHEL – Bharat Heavy Electricals Limited

CMP: ₹95 – ₹99
Sector: Engineering and Manufacturing
Why Buy: Turnaround story, defense + power infra projects
Dividend Yield: ~2%
Official Website: bhel.com

A strong infrastructure revival could boost BHEL’s earnings significantly.

9. ITDC – India Tourism Development Corporation

CMP: ₹90 – ₹100
Sector: Hospitality & Tourism
Why Buy: Revival of tourism post-pandemic
Dividend Yield: N/A
Official Website: itdc.co.in

ITDC offers long-term potential tied to India’s tourism and hotel growth.

10. IFCI Ltd – Industrial Finance Corporation of India

CMP: ₹20 – ₹30
Sector: Financial Services
Why Buy: High-risk, high-reward turnaround potential
Dividend Yield: Nil
Official Website: ifciltd.com

Though speculative, IFCI can surprise during strong economic cycles.

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⚠️ Risk Factors to Consider

While these stocks offer a low-cost entry, you should evaluate:

Poor past performance of some PSUs
Political interference in management
Dividend cuts in bad years
Market volatility

Always diversify your portfolio to manage these risks.

🧠 Tips Before Investing

Always check PE Ratio, Debt to Equity, and Dividend Yield
Monitor government policies (Budget, PSU divestment plans)
Track quarterly earnings
Use stop-loss for risky bets like IFCI or MMTC

🔗 Useful Links

Here are some trusted platforms where you can research and invest in these stocks:

These platforms offer real-time data, news updates, and investment tools.

🏁 Conclusion

If you’re looking for value-based investing with government-backed security, the top 10 government stocks under 100 offer solid opportunities in 2025. From infrastructure to power, from railways to housing, these PSU stocks are part of India’s growth engine. Keep a long-term vision, diversify your portfolio, and monitor trends for the best results.

Remember, patience pays in stock market investing.

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❓ FAQs

1. Are stocks under ₹100 worth investing in?

Yes, especially if they are from reputed PSUs with strong fundamentals. They offer a great mix of growth and dividends.

2. Which is the safest PSU stock under ₹100?

RITES and IRFC are considered financially strong and less volatile.

3. Can I invest ₹5000 in these stocks?

Absolutely! You can build a diversified PSU portfolio under ₹5000 due to their low price.

4. Are these stocks suitable for beginners?

Yes. These stocks are beginner-friendly, especially if you’re looking for stability and dividends.

5. Do these PSU stocks pay dividends?

Most of them do. NHPC, RITES, and HUDCO offer regular dividend payouts.

Top 10 Government Stocks Under 100 Rs. in 2025